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The Smart, Unified Payment Gateway for South African Businesses

ePay is a secure, scalable, and fully integrated payment gateway by eZi Transact, built to help modern businesses accept and manage payments with ease. Designed for the South African market, ePay consolidates all major payment methods into one platform, simplifying checkout, reducing operational friction, and improving payment success rates.

Whether you’re an online store, service provider, platform, or SME, ePay gives you a seamless way to collect payments, reconcile transactions, and manage your cash flow. All in one place.

  • Multiple payment options
  • PCI DSS Level 1
  • 3D Secure for Security
  • Centralised Account Control
  • Instant Payouts
  • Scalable Infrastructure
  • Competitive Rates
  • Empowers Business Growth
 
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One Platform. Every Payment Method.

With ePay, merchants can accept multiple payment methods through a single integration and dashboard:

· Card Payments (Debit & Credit)

· Instant EFT

· Bank Redirect EFT (Nedbank, ABSA Pay, etc.)

· 1Voucher & Alternative Vouchers

· Manual EFT

· Supported Local Digital Payments

This flexibility gives customers more ways to pay, leading to higher conversion and fewer abandoned carts.

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Getting Started

Getting started with ePay is simple and straightforward. Once your eZitransact Account is active, you can easily connect to the ePay platform through our secure API or merchant dashboard. Integration enables you to start accepting payments instantly, from cards and bank transfers to manual EFTs, all within a single, unified system.

Our onboarding team ensures that your business is verified, connected and configured for fast settlements and secure transactions. Whether you’re an online retailer, service provider or growing SME, ePay makes digital payments easier, faster and smarter, right from day one.

1
Register Your Account
Create or activate your eZitransact Account ,this serves as the foundation for accessing ePay and managing your settlements.
2
Dashboard Integration
Connect to the ePay platform via our secure API or merchant dashboard. Integration allows you to start accepting multiple payment methods across channels.
3
Configure and Test Payments
Our technical team will guide you through setup and testing to ensure your system processes transactions smoothly and securely before going live.
4
Start Accepting Payments
Once verified, your business is ready to accept payments instantly, with real-time reporting, quick payouts and secure reconciliation.

Pricelist

Tier 1 — Entry (Turnover: R0 – R50,000 / month)

Payment Type Merchant Rate (Excl. VAT) Pricing Type
Debit Card (CNP) 2.75% Percentage
Credit Card (CNP) 3.10% Percentage
1Voucher 5,25% Percentage
Secure EFT R2 + 2.00% Mixed (Fixed + %)
Nedbank EFT 1.25% Percentage
ABSA Pay R2 + 2.00% Mixed (Fixed + %)
Capitec Pay R2 + 2.00% Mixed (Fixed + %)

Turnover: R50,001 – R200,000 / month

Payment Type Merchant Rate (Excl. VAT) Pricing Type
Debit Card (CNP) 2.50% Percentage
Credit Card (CNP) 2.90% Percentage
1Voucher 5,00% Percentage
Secure EFT R2 + 1.75% Mixed (Fixed + %)
Nedbank EFT 1.15% Percentage
ABSA Pay R2 + 1.75% Mixed (Fixed + %)
Capitec Pay R2 + 1.75% Mixed (Fixed + %)

Turnover: R50,001 – R200,000 / month

Payment Type Merchant Rate (Excl. VAT) Pricing Type
Debit Card (CNP) 2.30% Percentage
Credit Card (CNP) 2.70% Percentage
1Voucher 4.75% Percentage
Secure EFT R2 + 1.65% Mixed (Fixed + %)
Nedbank EFT 1.10% Percentage
ABSA Pay R2 + 1.65% Mixed (Fixed + %)
Capitec Pay R2 + 1.65% Mixed (Fixed + %)

Turnover: R500,001+ / month

Payment Type Merchant Rate (Excl. VAT) Pricing Type
Debit Card (CNP) 2.10% Percentage
Credit Card (CNP) 2.50% Percentage
1Voucher 4.50% Percentage
Secure EFT R2 + 1.50% Mixed (Fixed + %)
Nedbank EFT 1.00% Percentage
ABSA Pay R2 + 1.50% Mixed (Fixed + %)
Capitec Pay R2 + 1.50% Mixed (Fixed + %)
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